The application process is open for low-income families interested in applying for a 3-Bedroom Habitat home to be built at 2901 Virginia Street, Paducah, KY. We are accepting applications through March 31, 2020. Applications and required documentation must be received in the Habitat office by 5:00 PM on March 31, 2020, NO EXCEPTIONS.

We welcome you to browse the sections below to see if you pre-qualify for a habitat home. In most if not all circumstances you must pass the following credentials before consideration:

Habitat is not accepting applications at this time.




Pre-Qualification List

I have a need and have lived in McCracken Co for One Year

  • I do not have a house, mobile home, or property of my own.
  • I am homeless.
  • I live in an overcrowded place.
  • I live in a substandard home.


My gross income falls within the following guidelines:

Family Size Minimum Income Maximum Income 
2 $15,120 $30,240
3 $17,010 $34,020
4 $18,900 $37,800
5 $20,430 $40,860
6 $21,930 $43,860
7 $23,460 $46,920
8 $24,960 $49,920

I have the ability to repay the loan.

  • I pay my rent and other bills on time.
  • I have been employed for at least 12 months.
  • OR I receive disability.
  • I have not filed for bankruptcy in the last 2 years.
  • I do not have expensive debt.

I am willing to partner with Habitat for Humanity.

  • I will partner in a positive manner with Habitat until the house is paid in full.
  • I will work my sweat equity according to Habitat's current policy.
  • I will attend all required classes and meetings.
  • I will pay my house payment; insurance and tax payment, in full, on the first of every month.


United States Citizenship

I am (and co-applicant is) a citizen of the United States of America or a permanent resident.

I am married, divorced or single.

You must be able to provide the appropriate documentation.

Legal History

No member of my family that will live in the house has been convicted of a felony.

Before Completing our Homeowner's Application:
Contact the office at 270-444-2060 to see if a Habitat home is available.

Download Application